With over thirteen years of experience in the mortgage industry, Jane Wakelyn is a dedicated and knowledgeable mortgage broker. Canadian born and raised on the west coast, Jane has built a strong reputation for her expertise and entrepreneurial spirit. Having successfully run multiple businesses over the years, she brings a results-driven approach to mortgage financing.
Jane underwrites mortgages across British Columbia, with offices in both Northern BC and Vancouver Island. With a deep understanding of the industry, she provides expert guidance and lives and breathes mortgages.
Jane is passionate about guiding clients through complex financial situations. She specializes in self-employment mortgages, spousal buyouts, first-time homebuyers, refinancing, second mortgages, foreclosure rescues, reverse mortgages, investment property mortgages, mobile homes on freehold-titled properties, as well as land development and private and commercial mortgages.
Jane is excited to expand the Blue Mustang Mortgage Team in spring 2025, strengthening her ability to serve clients across BC. Her commitment to excellence ensures that every client receives personalized solutions, whether for owner-occupied homes or investment properties.
Comprehensive Mortgage Solutions: From New Home Purchases to Private Lending, We’ve Got You Covered.
Looking to buy your first home? We guide first-time buyers through the entire process, explaining how they qualify, what they qualify for, and the benefits available to them.
For married or common-law partners separating, we help secure lender approval for the buyout of the matrimonial home and the refinancing needed to pay out joint loans or an ex-spouse’s share.
Refinancing your mortgage can help you lower your interest rate, reduce monthly payments, or access your home’s equity. Explore our flexible refinance options to save money and achieve your financial goals.
At renewal, we can transfer your mortgage to another lender offering a more competitive rate—often with no cost to you.
Unlock additional equity from your property while keeping your first mortgage in place.
Designed for seniors, these mortgages require no payments and are repaid from the estate after the borrower passes away.
(B-Lending)
Short-term financing solutions for borrowers with credit challenges or those who don’t qualify with traditional lenders.
Access funding through Mortgage Investment Corporations (MICs) or private lenders when traditional financing isn’t an option.
We guide our borrowers through the purchase process when owning multiple properties.
In addition to these services, Jane can help in other ways, such as in foreclosure rescues, attaining the financing privately to pay out their current lender/bank during the redemption period on a foreclosure situation.
Embarking on the journey to homeownership is both exciting and significant. Securing the right mortgage is a crucial step in this process, ensuring that your new home aligns with your financial goals and circumstances.
A new home purchase mortgage is a loan specifically designed to assist buyers in acquiring a property. This financial product enables you to spread the cost of your new home over an extended period, making homeownership more accessible. Several types of mortgages are available to suit different needs:
These loans have an interest rate that remains constant throughout the term, providing predictable monthly payments.
These feature interest rates may adjust your payment periodically or adjust the principal and interest portions of the payment.
The mortgage professional will go over these programs at pre-qualification time.
When selecting a mortgage, consider the following factors:
A down payment on a house is the portion the borrower pays on the purchase.
It’s usually expressed as a percentage of the total price.
The cost of borrowing, which can be fixed or variable.
All loans terms available up to 10 years. Average term is usually 3-5 years.
This is the length of time the loan is spread out usually 10-35 years. The average amortization is 25 years.
Jane and the team will start with a call to review your situation and explain the Blue Mustang Mortgage Team process before your pre-qualification.
Assess your financial situation to determine how much you can borrow.
Find a property that fits your needs and budget.
Submit a mortgage application with the necessary documentation.
Our underwriting team evaluates the file for approval.
Sign the final documents with the solicitor and take ownership of your property.
We hope you had a great experience with Jane Wakelyn – Mortgage Broker. Let us know!
